Accident

Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury – not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you have a covered accident, this policy will send cash benefits directly to you (unless you specify otherwise) and you decide the best way to spend them. It’s as simple as that!

After an accident, you may have expenses you’ve never thought about before. Can your finances handle them? It’s reassuring to know that an accident insurance policy can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy.

In addition, your regular bills, such as the mortgage or rent, car payments and utility bills don’t stop when you’re laid up after an accident. Our accidental injury benefits are paid directly to you, so you can use them to help with your normal bills as well.

Coverage Highlights:

• Coverage Available for Employees, Spouses, and Family with NO HEALTH QUESTIONS ASKED
• 3 plan design options to select from that can best suit your coverage and premium needs
• Provides 24 hour coverage, whether you’r in an accident at home, in the office, or over the road
• Includes a “Sport Injury Benefit” which increases cash payouts by 25% when a result of participating in an organized sport
• Includes an annual “Wellness Benefit” payable to each insured every year irregardless of suffering from an actual accident

Click on the link below to review the MDIS Accident plan Brochure and Rates.

• Combined Champion Accident Brochure & Rates
• Combined Wellness Claim Form
• Combined Accident and Sickness Claim Form