Critical Illness

Can You Afford To Say: “It Won’t Happen To Me”?

Critical Illness Insurance Pays A Lump Sum Cash Benefit To You When Diagnosed With A Critical Illness.  Critical illness insurance covers such conditions as:

• Heart attack
• Stroke
• Heart transplant
• Coronary bypass surgery
• Angioplasty
• Kidney (Renal) failure
• Major organ transplant
• Paralysis
• Severe burns

Most of us are not financially prepared for a medical crisis caused by a critical illness within our family. Out of pocket expenses associated with a critical illness can deplete our savings, home equity and retirement funds – or even worse, force a bankruptcy filing.  Major medical insurance does not cover many non-medical expenses. Out of pocket costs include:

• Deductibles and co-payments
• Doctors and hospital costs exceeding usual and customary charges
• Travel to out-of-town hospitals for treatment
• Modifications to a home or vehicle
• Missed work by both you and your spouse
• Special Diets and/or Clinical Drug Trials

There may be nothing worse than laying in a hospital bed worrying about getting well and having to worry about finances at the same time.  The MDIS critical illness policy can provide you with cash at a time when you need it most!

Click on the links below to review the MDIS Critical Illness Plan Handouts.

• Critical Illness Brochure

• Critical Illness Insert With Rates

• Critical Illness Claim Form

• Critical Illness Wellness Claim Form