Short Term Disability

Easing the impact of a disability by providing vital income protection.

Short Term Disability insurance can replace a portion of your income during the initial weeks of a disabling illness or accident. It pays to protect your employees’ income and your business’s profits from the financial setbacks of a disability.  Nearly half of the one million Americans who filed for bankruptcy protection in 2007 did so after being sidelined by an unexpected illness or injury.  The MIDIS Short Term Disability provides 4 plan design options that can help your employees select coverage that best meets their budget and protection needs.

Coverage Highlights:

• Employees may elect coverage in $100 increments ranging from $200 to $2,000 per month
• Elimination period options of either 7 or 14 days
• Benefit Duration options of either 11, 12, 24 or 25 weeks
• Weekly benefit payments – receive a portion of your salary on a weekly basis.
• Maternity Coverage is included as any other qualifying disability
• Partial Disability coverage included

Click on the links below to review MDIS Short Term Disability Benefit Summaries and Rates

• Benefit Summary & Rates – Option 3 (7 day with 12 week benefit)
• Benefit Summary & Rates – Option 4 (7 day with 25 week benefit)