The BenefitsDirect Life Insurance & Long-Term Care policy provides an inexpensive mechanism for purchasing Long-Term Care (LTC) coverage. The policy is underwritten by Combined Insurance, which has an A Rating from A.M. Best.
Permanent Term Insurance that lasts a lifetime…finally, a benefit solution for
“Pre” and “Post” Retirement needs.
- Life Insurance Premiums Guaranteed for Life
- Long Term Care coverage worth 3x your death benefit amount. That’s up to 75 Months of care for Nursing Home, Assisted Living and Home Care!
- Paid-Up Insurance starting in Tenth Year
- Death Benefit is Fully Paid-Up prior to Age 100 on a current assumption basis
- Plan is Portable with no increase in life insurance premium
- Spouse and Children coverage available
- Accelerated Death Benefit for Terminal Illness included
- Guaranteed protection for Today and Tomorrow